Welcome to Lansdown Financial Services

free mortgage advice

We search the whole market and have access to over 70 different lenders, here are a sample of the providers we use:

Santander

Large mortgage loans

With access to over 70 high street lenders and private banks, we will research your enquiry and provide bespoke advice personal to you. We have exceptional contacts throughout the mortgage industry including private banks, so we are perfectly placed to help you with you requirements.

We can offer you:

Personalised solutions and advice

Bespoke lending options with both high street and private banks

Options for interest only and offset mortgage accounts

Large loans available to 95% loan to value (LTV)

Experience with complex income arrangements, including trust income,
limited company directors, profit shares, RSU income and loan notes

Bath’s leading broker for

high net worth mortgages

Lansdown Financial Services was founded with the purpose of providing expert Mortgage and Protection advice whilst providing our clients an unparalleled customer service experience that they deserve.

Our two co-founders and directors, Doug Miller and Aaron Taghdiri, have over 25 years combined experienced in the mortgage industry. They have dealt with clients ranging from first time buyers through to high net worth individuals, multimillion pound mortgages, and clients with sizeable property portfolios.

Why Choose Us

Fee Free Advice
Access to Thousands of Deals
Experienced Mortgage Brokers

Access to Exclusive Products
Five Star Rated Google Reviews
Personal Bespoke Service

Meet The Team

Industry leading knowledge for

high net worth mortgage loans

At Lansdown Financial Services, we provide you with clear, honest, professional mortgage advice. We keep the jargon to ourselves, and ensure you understand everything, every step of the way.

We offer expert advice in the following areas:-

Complex income arrangements

Many high street banks have rigid criteria around what income they will accept, with very little room for manoeuvre outside of this. We understand that clients may have complex income structures, such as through trusts, investments or foreign income, or fluctuating income through large bonuses, variable pay, RSU income and self employed income. All our brokers have significant experience and will take time to understand your circumstances and income, ensuring we find the right solution for you.

High loan to value (LTV) mortgages

Many high street banks will require a 20 – 25% deposit or greater to consider lending above £1.0m. We have access to lenders who can provide bespoke solutions and offer mortgages above £1.0m with just a 5% deposit

Interest only options

Interest only mortgages will often be good solution for wealthier individuals with significant investments, assets or income streams. With many private banks we will be able to structure a solution for you outside of what is available on the high street (if required), as many of these banks will cap their interest only lending proposition at 50% of the value of your property.

Your ability to repay the interest only debt will be scrutinised, but if you have assets available or current or future income streams such as RSU, stocks or bonuses, then structuring your mortgage on an interest only basis will certainly be an option.

Buy to Let

Regardless of whether you are a first time landlord or have a large portfolio of properties, obtaining a buy to let mortgage can be complex and confusing. Lenders have varying criteria and rules, and ensuring you tick every box can be a nightmare.

Fortunately, our advisers have a wealth of experience in buy to let mortgages having advised in this area for many years and owned their own buy to let properties as well.

Start your journey here by clicking one of the options below

I want to buy a new home

I want to remortgage

In a hurry?

Leave your details, and we’ll be in touch with you.

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In a Hurry Form

LISA

Absolutely fantastic mortgage advisers.

Absolutely fantastic mortgage advisers. Couldn’t be more happy with the service, they were so helpful, patient and considerate of my individual circumstances and the actual mortgage application process was so quick, I was amazed! Really, really pleased, with huge thanks to Doug, Rhianna and all the team.

July 2025

TOBY

I couldn’t be more impressed with the service I received.

I recently completed a remortgage through Lansdown Financial Services, and I couldn’t be more impressed with the service I received. From the initial consultation to the final paperwork, the entire process was handled with efficiency, clarity, and genuine care. I’m now on a much better mortgage deal, saving money each month and feeling more financially secure. The whole experience was far less stressful than I expected, thanks to the team’s support and expertise.

OLIVIA

Gives the facts and none of the normal jargon.

Great communication from Tom and Rhianna at LFS. We engaged with Tom back in 2024 and formally instructed him this year. Tom has been informative, transparent and just gives the facts and none of the normal jargon you get from a high street mortgage advisor. Myself and my partner would definitely recommend LFS - great service all round!

June 2025

BEL

We were two very nervous first time buyers and we were made to feel so at ease.

We can’t recommend Aaron and them team enough. We were two very nervous first time buyers and we were made to feel so at ease, no question too silly for them. They were quick to respond and easily contactable, right down to an issue that arose a day before completion, they were around to help us. Thanks so much Lansdown team!

SAM

Aaron has gone above and beyond to sort this in a short timeframe.

My wife and I are first time buyers and have been speaking with Aaron to secure a mortgage offer. The process has been fantastic, Aaron is incredibly responsive and takes the time to explain everything in detail. Everything has been straight forward, and Aaron has gone above and beyond to sort this in a short timeframe. We recommend using Lansdown FS to anyone needing mortgage advice!

BETH

Exceptional - I don't normally leave reviews but Lansdown FS have been faultless.

Exceptional - I don't normally leave reviews but Lansdown FS have been faultless. From the moment i got in touch I was contacted by Alannah Hall who has dealt with my not so straight forward Mortgage application from start to finish. Alannah has gone above and beyond the extra mile for me in my circumstances to find a good rate, package and was always so helpful in explaining all of my options and finding the time to set up a call to discuss this whilst I have been working away overseas in different time zones. I won't hesitate in future to get back in touch with them again or recommend them both to anyone looking for a mortgage broker in Bath. 10/10

May 2025

CHLOE

Secured a mortgage offer with a great rate and in record time.

I can’t rate Aaron and his team highly enough! From the first call that we had with him, he has been incredibly professional, responsive and reassuring for us as first time buyers. He has guided us through every step of the process in a super clear way, and we feel that we are in very safe hands. We have just secured a mortgage offer with a great rate and in record time despite some complicated credit history, all thanks to their hard work. I’m so glad we chose Lansdown Financial Services