Bournemouth Mortgage Broker

Yes. We work with clients across the whole Bournemouth, Christchurch and Poole area, and in other towns and cities right across England and Wales. Appointments run by phone and video from our Bath office, so you can speak to an adviser at a time that suits you rather than visiting a branch.

Usually, though lenders look closely at flats in larger blocks. They will check the remaining lease, the ground rent and service charge, and sometimes the height of the building and its cladding. Some also limit lending on flats above shops. We check these points early, alongside what you could borrow, so they do not hold up your purchase.

Yes, though holiday lets are a specialist area with their own lenders and criteria. Most lenders assess the loan against expected holiday rental income rather than a standard tenancy, and many want you to have other income or some property experience. The tax rules for furnished holiday lets changed in April 2025, so it is worth taking tax advice too. Our holiday let guide covers the basics.

Yes. Many lenders now offer terms that run into retirement, as long as your pension or other income supports the repayments. Age limits and affordability rules vary a lot between lenders, so where one says no another may say yes. We search over 70 lenders to find the right fit, and our advice is fee-free.