Southampton Mortgage Broker

Yes. Hampshire is well covered, Southampton included, and our advisers work with clients right across England and Wales. Everything runs by phone and video from our Bath office, so you can book a call around work rather than around branch opening hours.

Usually yes, though lenders set their own rules for new build apartments, including maximum loan to value and how long a mortgage offer stays valid. On a development still under construction, an offer can expire before completion, so the timing of your application matters. We search over 70 lenders to find one that fits your development.

It can. Many Southampton waterfront and city centre flats are leasehold, and most lenders want a minimum number of years remaining on the lease at the end of the mortgage term. Some will decline a short lease outright. It is worth checking both the lease length and what you could borrow before you make an offer.

No. We are paid by the lender on completion rather than by you, so our fee-free advice costs Southampton clients nothing. That applies to every client we take on, whatever the size or complexity of the mortgage.